Satellite/space insurance

Cover for satellites is related to four phases of the satellite’s lifespan. The erection period is covered under erection all risks, the period from completion of assembly to launch is covered under pre-launch insurance, the launch itself is insured under launch insurance and during its working life it is covered under life insurance. Other insurances available are satellite consequential loss which can be effected during any phase, third party liability and extra expenses from delayed launch.

Satisfactory quality

The Sale of Goods Act 1979 term whereby the seller promises that the goods are of satisfactory quality. This means reaching a standard that a reasonable person would regard as satisfactory, taking into account the price and any description. Aspects of quality include fitness for purpose, freedom from minor defects, appearance and finish, durability and safety. See FITNESS FOR PURPOSE; PRODUCT LIABILITY; UNFAIR CONTRACT TERMS ACT 1977.

Saturation

Act of a managed care plan that has reached its maximum penetration either in a specific subscriber group or in the commercial market. Also see penetration.

Savings plan

Voluntary program offered by an employer that gives workers a system for investing funds for retirement. In some plans the employer matches employees’ contributions. Also called a thrift plan.