Specialty plan

Type of Medicare Advantage Plan that provides more focused health care for some people. These plans give all the Medicare health care, as well as more focused care to manage a disease or condition such as congestive heart failure, diabetes, or end-stage renal disease (ESRD).

Specie

It means metal in form of minted pieces. A collective term for valuables such as gold or banknotes.
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UK: Marine term meaning any cargo with a value/weight ratio exceeding that of silver. The term covers gold bullion, other precious metals, precious stones, bonds, share certificates, money in coin and currency in notes. Specie does not include objets d’art or fine arts such as porcelain, sculptures and paintings.

Specific Exposures and Problems for Liability

A business faces liability arising out of its property and activities. These sources of liability can be categorized as follows: 1. Ownership, use, or possession of premises, 2. Activities that are considered to be a public or private nuisance, 3. Sale, manufacture and distribution of products or services. 4. Property of others in the care, custody or control of the business. 5. Fiduciary relationships such as the management of employee benefit plan assets or service on the firm’s Board of Directors. 6. Professional activities. 7. Vehicles-usually automobiles but may include aircraft, watercraft and other vehicles. 8. Employees who may suffer a job-related injury or disease. 9. All property and activities not listed under any other category.