TRICARE Prime

Voluntary health maintenance organization–type option for TRICARE beneficiaries. TRICARE Prime works like a civilian health maintenance organization (HMO) to control costs. Beneficiaries are assigned a primary care manager (PCM) at a military treatment facility (MTF). (In some areas, PCMs are civilian network providers.) The PCM handles all routine health care. If the beneficiary needs care that the PCM does not offer, he or she will give the beneficiary a referral. Then the managed care support contractor (MCSC) finds the most appropriate provider and location for additional care. With TRICARE Prime, beneficiaries have expanded health care benefits in addition to the core benefits and freedom to choose civilian providers (at a higher cost) when they use the point-of-service (POS) option.

TRICARE regions

Large geographical sections in the United States in which states are merged. Figure T-1 shows the locations of the states in these regions. Also see fiscal intermediary (FI) . Map of TRICARE West Region, North Region, and South Region, which shows states that have been merged into each of the regions.

TRICARE Standard

Health care program offered to spouses and dependents of service personnel with uniform core health care benefits and fees implemented nationwide by the federal government; also known as “the old CHAMPUS program.” Standard allows beneficiaries to see any TRICARE-certified (authorized), non-network civilian providers. Beneficiaries pay an annual deductible and a 25% cost share of covered treatment and services.

Trigger

The event or circumstances that activates the insurer’s liability to the insured under the policy. Contrast lossesoccurring liability policies with claims-made policies. See LIABILITY SEQUENCE; TRIPLE TRIGGER THEORY; GROSS DOMESTIC PRODUCT TRIGGER; MULTI-OVAL TRIGGER.