The Federal Bureau of Investigation defines this term as “the unlawful use, or threatened use, of force or violence by a group or individual based and operating entirely within the United States or its territories without foreign direction committed against persons or property to intimidate or coerce a government, the civilian population, or any segment thereof, in furtherance of political or social objectives.” Distinguishing between domestic and foreign acts of terrorism is important because the Terrorism Risk and Insurance Act (TRIA) only applies to acts of foreign terrorists.

Law that imputes negligence to the owner of a business that sells liquor in the case that an intoxicated customer causes injury or property damage to another person. Usually excluded from general liability policies.

1. Property insurance policy that insures the dwelling at actual cash value, other structures, personal property, fair rental value, and certain other coverage’s. Covers a limited number of perils. 2: Property insurance policy that insures the dwelling and other structures at replacement cost. It adds additional coverage’s and has a greater list of covered perils than the Dwelling Property 1 policy. 3: Property insurance policy that covers the dwelling and other structures against direct physical loss from any peril except for those perils otherwise excluded. However, personal property is covered on a named-perils basis.

US: Employment income derived from salary, wages, commissions, or fees.
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MEDICAL,USA: Money derived from personal services (i.e., salary, wages, commissions, or fees).
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The money a person earns from working at a job.
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The money individuals earn as a result of working at some job or occupation for which they are paid a salary.

An insurer that is allowed to write surplus lines business in the state of Texas. These insurers must be included on the Surplus Lines Insurers List and must meet the requirements of TIC 981, Subchapter B, and TAC 28 Secs. 15.8 and 15.9.
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An insurer that is allowed to write surplus lines business in the state of Texas. These insurers must be included on the Surplus Lines Insurers List and must meet the requirements of TIC 981, Subchapter B, and <a href="https//texreg.sos.state.tx.us/public/readtac$ext.TacPage?sl=R&ampapp=9&ampp_dir=&ampp_rloc=&amp

US: Fraudulent use or taking of another’s property or money which has been entrusted to one’s care.
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Misappropriation by an employee of money or goods of the employer coming into possession of the employee before they reach actual or constructive possession of the employer.
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UK: The conversion to his own use by an employee of property received by him on behalf of his master (Larceny Act 1916, s.17 (1)). It now falls within the definition of theft (Theft Act 1968). It is a fidelity guarantee risk, not insurable under a theft insurance except in a limited way under money insurance.
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The fraudulent use of money or property that has been entrusted to one’s care.
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MEDICAL,USA: Willful act by an employee of taking possession of an employer’s money.

This coverage provided by part 2 of the workers compensation policy provides coverage to the insured (employer) for liability to employees for work-related bodily injury or disease, other than liability imposed on the insured by a workers compensation law.
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a feature of standard workers compensation policies, This Coverage applies to liability that may be imposed on an employer outside the provisions of a workers compensation law.

An additional piece of paper, not a part of the original contract, which cites certain terms and which, when attached to the original contract, becomes a legal part of that contract. An amendment of the policy usually by means of a rubber stamp or rider.

Coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers. Coverage applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown. Resulting business income and extra expense loss is often covered as well. Equipment breakdown insurance is increasingly replacing traditional boiler and machinery (BM) insurance, in part simply because the title is more descriptive of the coverage provided. Also, today’s equipment breakdown policies typically provide slightly broader coverage than traditional BM policies, and they usually do not use the specialized terminology found in traditional BM policies.
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Covers breakdown to covered equipment due to electrical or mechanical failure or failure of pressure or vacuum equipment. See Boiler and machinery insurance.

An insurance form that protects the insured against liability for committing an error or omission in performance of professional duties. Generally, such policies are designed to cover financial losses rather than liability for bodily injury (BI) and property damage (PD).