Method and frequency insurance premiums are to be paid (i.e., annually, quarterly, or monthly).
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The frequency of payment the policyholder has chosen; for example, annually, monthly, or quarterly.

Sample legislation developed by the National Association of Insurance Commissioners (NAIC). States may adopt a model bill exactly as written or use it to develop their own laws.
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A bill drawn up for insurance regulatory purposes by the National Association of Insurance Commissioners with the recommendation that it be implemented by the states.

Official rule adopted by the National Association of Insurance Commissioners (NAIC) in 1976 requiring insurers to give consumers information that will improve their ability to select the most appropriate life insurance plan to meet their needs, an understanding of the basic features of the policy that is purchased or is being considered, and the ability to evaluate the costs of similar plans of life insurance.

National Association of Insurance Commissioners (NAIC) model law that provides a set of complete guidelines that covers almost all aspects of advertisements for life insurance policies and annuity contracts.

National Association of Insurance Commissioners (NAIC) model law that forbids unfair trade practices such as defamation, rebates, unfair discrimination, and unfair claim settlement. The law prohibits any form of advertising that is false, deceptive, or misleading.

Phrase used to describe a type of medical decision-making when a patient is seen for an E/M service. Medical documentation must consist of multiple diagnoses or management options, a moderate amount of data or complexity of data to be reviewed, and a moderate risk of complications and/or morbidity or mortality.

In a workers’ compensation case, pain that would be endurable but would cause marked handicap in the performance of the activity precipitating the pain.

Also called conscious sedation .

In CPT coding of a service or procedure, this is a problem where the risk of morbidity without treatment is moderate. There is moderate risk of mortality without treatment and uncertain prognosis or increased probability of prolonged functional impairment.

Under the Health Insurance Portability and Accountability Act (HIPAA), this is a change adopted by the Secretary, through regulation, to a standard or an implementation specification.