HCPCS Level II codes that begin with the letters C, G, H, K, Q, S, and T and are established to meet a pressing, urgent operation need and are frequently based on new policy. Frequently, these codes are only effective until the annual update of the coding books.

1. Recovery period following a work-related injury during which the employee is unable to work and the condition has not stabilized. TD can be overcome by medical treatment or rehabilitation. 2. Schedule of benefits payable for the temporary disability based on the earnings of the injured worker at the time of injury with statutory minimum and maximum rates; temporary compensation (e.g., “TD was paid.”). 3. In a workers’ compensation case, situation when the worker is unable to perform usual duties for a limited period of time but is expected to recover and return to work. A worker with a TD collects TD payments as partial wage replacement during the time period he or she is unable to work.

Form given with an insurance application that acts as a receipt when the individual applying pays the first premium to the insurance agent. Under a TIA, the insurance company promises to provide coverage between the date of prepayment and the date it notifies the applicant of its underwriting decision. Also called binding receipt, interim insurance agreement , and temporary insurance receipts .

Annuity plan that provides a specified number of income payments while the annuitant is alive but stops at death.

In a workers’ compensation case, disability that prevents an injured worker, whose condition is not yet permanent and stationary, from performing all or part of his or her work duties but does not completely prevent the worker from working and earning some money. Partial TPD payments are based on a calculation of a percentage of the portion of earnings lost.
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US: An employee may be eligible for temporary partial disability when he or she is able to do some work but is still recuperating from the effects of the injury, and is, thus, temporarily limited in the amount or type of work which can be performed compared to the pre-injury work.

Situation in which an individual, whose condition is not yet permanent and stationary, is unable to perform his or her usual work duties for a limited period of time. It is anticipated that he or she will fully recover from the condition and be capable of returning to work.
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US: This benefit is payable when the injured worker is unable to work during a period when he/she is under active medical care and has not yet reached what is called “maximum medical improvement” (MMI). By virtue of simple common sense, once “maximum medical improvement” has been reached the condition can no longer be categorized as temporary.

Type of insurance that is in force and provides protection for a specified period of time (the term). It does not build cash value and if the insured survives the stated period, it expires without value. Insurance is payable to a beneficiary at the death of the insured provided death occurs within a specified period or before a specified age. Also called term life insurance .