Type of insurance coverage that protects an individual against loss and damage to property caused by a willful act.

Type of whole life insurance in which benefits relate to the value of assets in the investment portfolio of the contract at the time the benefit is paid. Premiums are fixed and there is a minimum death benefit.

Type of whole life insurance that combines the premium and death benefit flexibility of universal life insurance with the flexible investment and risk of variable life insurance. Such policies are considered securities contracts and must be registered with the Securities and Exchange Commission (SEC). Agents who have passed the National Association of Securities Dealers (NASD) may sell this type of insurance.

Acronym for Voluntary Employees Beneficiary Association. See Section 501(c)(9) Voluntary Employees Beneficiary Association (VEBA) .

Individual or entity that sells and provides hardware, software, and/or ongoing support services for providers to file claims electronically to private insurance carriers, Medicare fiscal intermediaries, and Medicaid fiscal agents.
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One who sells any kind of property. See Also: “Seller.”
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A general term used to refer to the seller of a property.
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A person who purchases property.
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A general term used to refer to the buyer of a property.

Referral carried out via a telephone call from the primary care physician to the referring physician.

Health care system that includes the entire range of medical services from outpatient to hospital and long-term care. Integrated delivery systems are an example of vertical integration. See integrated delivery systems (IDS) and horizontal integration .