Benefit package that an insurance company or managed care plan offers to employers as compared with a senior plan offered to Medicare beneficiaries.

Industrial insurance plan in which the employer purchases the policy that provides benefits to injured employees.

Group that accredits proprietary, community college, or trade technical schools medical assisting program. Students who wish to sit for the Certified Medical Assisting (CMA) examination provided by the American Association of Medical Assistants (AAMA) should select a CAAHEP-approved school for his or her education as a medical assistant.

Nonprofit, nongovernmental organization in Ann Arbor, Michigan, established in 1955, that collects, processes, and distributes data on hospital use for management, evaluation, and research purposes. Two main programs of CPHA are the Professional Activity Study (PAS) and the Medical Audit Program (MAP), which represents a continuing study of hospital practice. CPHA maintains the coding system for the international classification of diseases.

System for calculating modified net premiums and reserves for life insurance policies.

1. Clause in a medical expense insurance contract that states if two or more members of the same family are injured in the same accident, their combined medical expenses will be subject to one deductible. 2. Clause in voluntary group accidental death and dismemberment insurance plans that states the amount payable by the insurance company is limited to a maximum for all employees killed or injured in one accident.

Under the Health Insurance Portability and Accountability Act (HIPAA), this management exists if an entity has the power, directly or indirectly, significantly to influence or direct the actions or policies of another entity.

Abstract of all recent insurance claims filed for a patient.

Provision in a life insurance policy that states that the primary beneficiary must survive the insured by a specific period such as 60 or 90 days to be eligible to receive the policy proceeds. Otherwise, the proceeds will be paid as if the primary beneficiary had died before the insured.