Insurance policy that covers all liability risks of a business that are not specifically excluded. Also referred to as commercial lines or general liability insurance.

Written document by an organization that specializes in investigating and obtaining information on persons who apply for insurance, employment, or credit.

Health maintenance organization that is an eligible organization with a contract under §1876 or a Medicare+Choice organization; a provider-sponsored organization or any other private or public organization that meets the requirements of §1902(w). These MCOs provide comprehensive services to commercial and/or Medicare enrollees, as well as Medicaid enrollees.

Benefit package that an insurance company or managed care plan offers to employers as compared with a senior plan offered to Medicare beneficiaries.

Industrial insurance plan in which the employer purchases the policy that provides benefits to injured employees.

Group that accredits proprietary, community college, or trade technical schools medical assisting program. Students who wish to sit for the Certified Medical Assisting (CMA) examination provided by the American Association of Medical Assistants (AAMA) should select a CAAHEP-approved school for his or her education as a medical assistant.

Nonprofit, nongovernmental organization in Ann Arbor, Michigan, established in 1955, that collects, processes, and distributes data on hospital use for management, evaluation, and research purposes. Two main programs of CPHA are the Professional Activity Study (PAS) and the Medical Audit Program (MAP), which represents a continuing study of hospital practice. CPHA maintains the coding system for the international classification of diseases.

System for calculating modified net premiums and reserves for life insurance policies.