Risk sharing

In managed care plans, methods used in which the plan and contracted providers share the financial risks and benefits to care for the plan members in a cost-effective manner (e.g., capitation, risk pools, per diem contracts). It is a system used to control health care costs.

risk-based health maintenance organization (HMO)/competitive medical plan

Type of managed care organization. After any applicable deductible or copayment, all of an enrollee’s or member’s medical care costs are paid for in return for a monthly premium. However, due to the lock-in provision, all of the enrollee’s or member’s services (except for out-of-area emergency services) must be arranged for by the risk-HMO. Should the Medicare enrollee or member choose to obtain service not arranged for by the plan, he or she will be liable for the costs. Neither the HMO nor the Medicare program will pay for services from providers who are not part of the HMO’s health care system or network.

Routine disclosure

Under the Health Insurance Portability and Accountability Act (HIPAA), release of protected health information for treatment, payment, or other health care operations that does not require the patient to sign a consent form.

Routine use

With respect to individually identifiable health information, the sharing, employment, applica- tion, utilization, examination, or analysis of such information within an entity that maintains such information.