In workers’ compensation cases, pain could be tolerated but would cause some handicap in the performance of the activity precipitating the pain.

Court that allows lay people to have access to a court system without the use of an attorney to informally and quickly adjudicate claims below a specific dollar amount. The monetary amount varies from state to state. Claims are usually for collecting small accounts or debts. Also called conciliation court, common pleas, general session, justice court , or people’s court .

State laws enabling an insurance company to pay small amounts of insurance policy proceeds to an estate without complicated court proceedings.

About 3 to 99 employees, but state statutes may vary on the numbers.

Type of group life insurance plan uses simplified individual underwriting combined with group underwriting techniques and covers groups 2 to 25 individuals. Also called baby group plan.

Under the Health Insurance Portability and Accountability Act (HIPAA), this is a health plan with annual receipts of $5 million or less.

Combination of professional associations, small businesses, or other entities formed and considered as a single, large subscriber group of a health insurance plan.

Plastic card embedded with a microprocessor chip, which can contain health insurance coverage, personal information, and basic recent medical history. It can be written on and updated.