To update, correct, add, and delete any information made to the database of insureds.

One division of the Current Procedural Terminology (CPT) code book. The book is divided into seven code sections and appendices. Within each of the main sections are subsections and categories divided according to anatomical body system, organ, or site; procedure or service; condition; and specialty.

A special fund that assumes all or part of the liability for benefits provided to a worker because of the combined effect of a work-related impairment and a preexisting condition.

CPT code numbers for services that are not part of the primary procedure and are not performed alone. These may be listed as each additional or list-in-addition-to services. Key phrases used throughout the CPT code book to identify subsidiary codes are each additional, list in addition to , and done at time of other major procedure(s) .

Type of program available through the Federal Department of Housing and Urban Development and some states to help people with low or moderate incomes pay for housing.

Overindulgence in and dependence on alcohol or drugs (stimulants, depressants, or other chemical substances) that lead to effects that are detrimental to the individual’s physical or mental health or the safety or welfare of others. Also called chemical dependency .

Agent who runs a brokerage that specializes in locating coverage for substandard cases or sells products of several insurers that underwrite substandard risks.

Insurance premium charged for an insured that is classified as a greater than average possibility of loss, usually a higher rate than a standard premium rate.

Insured classification of individuals whose physical conditions are less than standard or who have a dangerous occupation or hobby. An additional premium is required because of the likelihood of loss from an impairment.

Medical condition that coexists with the primary cause for hospitalization (principal diagnosis) and affects the patient’s treatment and length of stay by at least 1 day in approximately 75% of the cases.