Preventive medical services for an infant to 1 year of age (e.g., immunization, physical examination).

State of health in which a person progresses to a higher level of functioning and achieves optimum physical and mental health. Wellness programs or classes include cholesterol tracking, diet, exercise, smoking cessation, and weight reduction.

Community service or health facility programs to reduce health risks, reduce absenteeism, and prevent health problems that include cholesterol tracking, diet, exercise, smoking cessation, and weight reduction.

Informant who reports a physician for financial misconduct and may be suspected of defrauding the federal government. Also see qui tam action and qui tam provision .

Qui tam provision that allows any person having knowledge of a false claim against the U.S. government to bring an action against the suspected wrongdoer on behalf of the federal government. A person who files a qui tam suit on behalf of the government is known as a ‘relator’ and may share a percentage of the recovery realized from a successful action.

Type of life insurance policy that continues during the whole of the insured’s life and provides for the payment of amount insured at death or at a specific age. Premiums may be paid for a specific number of years (limited payment life) or for life (straight life). See also continuous-premium whole life insurance . Also called ordinary life insurance, straight life insurance , or continuous-premium whole life insurance .
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LIFE: Life insurance that remains valid throughout the length of a person’s life, however long that may be. This type of policy accumulates a nonforfeiture value, which can be paid in different ways, depending on the type of policy.

Type of term life insurance for a small group employed by the same company. Each employee applies for, is given a special rate, and owns his or her own policy. Also called franchise, blanket , or employee life plan or wholesale plan .

System of marketing in which an insurance company allows a product to be sold by a third party, which adds its own commission and fees and resells the product to its clients.