This coverage pays for additional construction costs incurred as the result of local building laws. It contains three coverages that may be provided separately or together Demolition pays to demolish the parts of the building that were undamaged in the loss but that have to be torn down due to building codes. Similar coverage is provided as debris removal for those portions that are damaged by a covered cause of loss. Increased cost of construction pays to bring a building element up to current codes. For example, this could pay to replace aluminum wiring with copper, to add sprinklers, or to upgrade fire rated doors. Loss of value or contingent liability pays for the cost of replacing that part of the building that was not damaged by the loss but that must be torn down due to code requirements.