Insurance designed to cater to the various Insurance needs of a person in respect of his private dwelling or residence by combining under a single Policy a number or contingencies which are otherwise covered separately. “the perils which could be covered are loss of/or damage to building and/or contents by (i) Fire, lightening, explosion of gas in domestic appliances, bursting and overflowing of water tanks, apparatus or pipes, aircraft or articles dropped therefrom, riot, strike, terrorism, malicious act, Act of God perils (ii) burglary, housebreaking including larceny or theft to contents (iii) all risk for jewellery and valuable, (iv) breakage of plate glass due to accidental external means: (v) breakdown of domestic appliance: (vi) television Insurance (vii) pedal cycle Insurance (viii) baggage Insurance (ix) personal accident Insurance for insured and/or his family, (x) public liability and (xi) workmen’s compensation to domestic servants/driver etc.