Legal Liability

Any liability imposed on a person by a Court of Law.
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UK: Liability attaching to a party because of the breach of a legal duty or by way of statute. Employers’ liability, public liability insurances, etc., insure the legal liability of the insured and not the injury, damage or loss suffered by the third party. If there is no legal liability there will be no payment to an injured claimant. The allegation of liability is sufficient to give the insured access to the insurer’s help by way of defence costs and claims handling.
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Liability imposed by law, including liability based on negligence, strict liability, or contractual liability.

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