A policy specifically written to include coverage or conditions not included in a standard policy. This type of policy is usually prepared by a larger brokerage for a larger account, in compliance with state laws.
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UK: A written policy based on the specific needs of a large commercial insured such as a major airline. The standard policy form is not suitable and at the request of the broker or risk manager the manuscript policy is drawn up.
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An insurance policy covering property or liability exposures (or both) that is uniquely assembled from standard or specially created forms to suit the needs of an insured. Endorsements may be manuscripted as well.
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Insurance Policy conditions typewritten or handwritten to include specific coverage or conditions not provide in a standard Policy. In any dispute over Policy language, the adhesion doctrine is modified for such a Policy.