Marine adventure includes any adventures where (i) any insurable property is exposed to maritime perils (ii) the earnings or acquisition of any freight, passage money, commission, profit or other pecuniary benefit. or the security for any advances, loans or disbursements is endangered by the exposures of insurable property to maritime perils, and (iii) any liability to a third party may be incurred by the owner of, or other person interested in or responsible for, insurable property by reason maritime perils.