Mutual nonprofit organisation owned by its members -health professionals (doctors, dentists, etc.) providing: conduct of legal proceedings, risk management advice and professional indemnity insurance up to £10 million for any legal liability based on injury due to clinical negligence. Cover applies within the UK and in respect of ‘Good Samaritan’ acts worldwide. An individual assistance policy offers cover on personal injury following malicious attack, loss/damage to professional equipment and legal defence costs (health and safety, data protection, tax investigations). The customised practice policy is a buildings and contents policy including employers’ liability, an item on drugs and medical stock and an emergency helpline.