After a claim is settled, the insurer by virtue of the Letter of Subrogation gets all the rights and remedies which are available to the assured against third parties. The main right herein is recovery of the loss amount from the carriers. To avoid complexities of law the insurer usually engage the services of Recover Agencies who often work on a NO CURE, NO PAY basis as far as recovering from trucking companies are concerned. Recoveries from an airline is usually easier. In large cases however especially with shipping companies and in case of truck hijacks recovery suits need to be filed for which the services of lawyers are utilized. Some Companies have started having their own separate recovery departments.