The engineering approach emphasizes mechanical or physical causes of accidents such as defective wiring, improper disposal of waste products, poorly designed highway intersections or automobiles, and unguarded machinery, the consideration of engineering hazards is an essential part of any loss control programme. An examination of engineering hazards is supposed to be particularly pertinent to Fire losses because tangible things, such as the construction of the building, the provision for protection, the type of occupancy, and the external features such as the quality of the quality of the surroundings, may contribute to Fire hazard.