“Network Provider” means network provider as defined in IRDAI (Third Party Administrators-Health Services) Regulations, 2016a. Insurance companies offer policies providing cashless services to the policyholders provided: The services are offered through network providers who have been enlisted to provide medical services under a direct written agreement with the insurer where there is a direct arrangement or by a tripartite agreement amongst health services provider, the TPA and the insurer where it is through a TPA. The Agreements shall cover the tariff applicable with respect to various kinds of healthcare services being provided by the network provider. A clause specifically fixing the onus on the Insurer to deny or repudiate a claim. The insurance company usually endeavour to enter into Agreements with adequate number of both public and private sector network providers across the geographical spread.