Business interruption extension covering loss of income due to policyholder and customers being denied access to premises following damage by an insured peril to another building, e.g. fire at adjacent premises resulting in a road block. Cover for non damage’ events that deny access, e.g. crowd demonstrations, are also insurable.
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Business interruption insurance may be extended to cover loss through denial of access to the insured’s premises arising out of a peril insured against.