The highest CII qualification. The basis of election is the presentation of a portfolio of evidence of the applicant’s abilities, achievements and experience. The starting point is an agreed examination. The starting point is an agreed examination benchmarked against the Advanced Diploma in Insurance or the post-1992 Associateship. The next step involves preparing a Fellowship plan including the applicant’s proposals in terms of timescale and ‘major achievements. The third step is a three-year period of continuous professional development and finally the applicant must complete a business ethics programme in recognition of the possible impact their decisions may have on others. Fellows are eligible for Chartered titles.