1. See hospital indemnity insurance . 2. Medicare Part A under Title XVIII of the Social Security Act, in which coverage is generally provided automatically, and free of premiums, to (a) persons age 65 or older who are eligible for Social Security or Railroad Retirement benefits, whether they have claimed the monthly cash benefits or not, and (b) certain government employees and certain disabled individuals. This program provides basic protection against the costs of inpatient hospital services, posthospital skilled nursing care, home health services, and hospice care.