Exceptions or reductions to the general coverage.
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Limits and exceptions to the coverage provided in the contract, for example, the limit of liability stated in the contract.
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MEDICAL,USA: Situations or conditions under which the insurance company will not pay or will limit payments. Such exclusions are found in a document called certificate of insurance . If it is a group policy, the employer receives a detailed contract and each employee receives a booklet summarizing and explaining the insurance plan.