Chain underpinning the ability of Lloyd’s to pays its claims. The first link is the premiums trust funds; the second is Funds at Lloyd’s; the third is members’ means; the fourth is the Lloyd’s Central Financial Fund. This is all supported by Lloyd’s long-term financial security. The FSA has proposed that the Services Compensation Scheme would act as a last resort if the Lloyd’s Central Fund could not finance a claim following the insolvency of a Lloyd’s syndicate.