US: A coverage, available in various liability insurance policies, in which their insurer agrees to reimburse the insured and others, without regard for the insured’s liability, for medical or funeral expenses incurred as the result of bodily injury or death by accident under specified conditions.
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A form of coverage, optional in Automobile and other Public Liability Policies that provides for the payment of medical and similar expenses without regard for liability.
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MEDICAL,USA: Liability insurance coverage in which the insurance company agrees to pay the insured and others, subject to a limit, for medical, surgical, hospital, and funeral expenses sustained because of bodily injury or death by accident regardless of whether the insured is liable or not. Usually this type of coverage is included in automobile and other public liability policies.