Insurance of motor vehicles and liabilities arising from the use of vehicles. Comprehensive policies cover loss/damage to the insured’s vehicle, liability to third parties and other sections depending on the type of vehicle. Third party fire and theft covers third party risks plus loss/damage to the insured’s vehicle if caused by fire and theft. Third party only is limited to third party risks only. Act only cover is less extensive than third party only as cover is limited to the compulsory insurance requirements of the Road Traffic Act 1988. Most policy forms have a foreign use section. The principal vehicle types are: private cars; commercial or goods-carrying vehicles; agricultural and forestry vehicles; motor trade; motorcycles, mopeds; and special types (e.g. mobile plant).