Property that does not belong to the insured named in the contract. This term excludes real estate. This type of property left in the insured’s care and custody may be covered under homeowners or commercial property.
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Property, other than real property, which is not owned by an insured. Liability forms have traditionally excluded coverage for property of others in an insured’s care, custody or control. Latest Householders policies provide some coverage for property of others by way of endorsement on payment of additional premium.