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A. A/ A1 A2 A3 A4 A5 A6 A7 A8 A9 Aa Ab Ac Ad Ae Af Ag Ah Ai Aj Ak Al Am An Ao Ap Aq Ar As At Au Av Aw Ax
Aca Acc Ack Aco Acq Acr Acs Act Acu

Act

1. Generally refers to the Social Security Act, and titles referred to are titles of that Act. 2. Term for legislation that passed through Congress and was signed by the President or passed over his veto. Also called law or statute.

Act Liability Only

Insurance to cover only that liability of the insured which is created by some specific provision of any act, statute or law, like Act Liability Insurance only in respect of motor vehicles as per provisions of the Motor Vehicles Act.

Act of God

A natural event outside of any human control, such as an earthquake.*********Accident or event that results from natural causes without human intervention and could not be prevented by foresight such as flood, lightning, earthquake, tornado, or storm.********Acts of naturethe term was once widely used to distinguish between manmade events, such as, fire, collision, and nature’s rampages in wind and flood.
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An accident, an event that is the result of natural cause without any human intervention or agency, that could not have been prevented by reasonable foresight or care, such as floods lighting earthquake or storms.

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Natural occurrences (earthquake, typhoon, etc.) that no amount of human foresight could have avoided. It is a defence against strict liability in tort, e.g. Rylands v. Fletcher. In Nichols v. Marsland (CA 1876) the defendant was not liable when exceptionally violent storms caused his artificial lakes to flood his neighbour’s land, but the defence is of very restricted application.

Act only policy

Third party motor insurance policy issued by an authorised insurer under which the cover is limited to the minimum cover required to comply with the compulsory requirements of the Road Traffic Act 1988, s. 145.