Group of perils added to a fire policy. Damage caused in these ways embraces fire damage and other forms of damage, e.g. wrecking and looting, but not losses caused by war and allied perils. The insured must give notice of claim within seven days to assist the subrogation rights of insurers in their claim against the police authority under the Riot (Damages) Act 1886 that allows 14 days for the particulars of the occurrence to be notified. The normal riot wording restricts damage caused maliciously to damage caused by malicious persons acting in connection with any political organisation. See MALICIOUS DAMAGE; TERRORISM.