Motor trade policy permitting driving of own and customers vehicles on a road or temporarily garaged during a journey. Use of vehicles is restricted to motor trade use and social, domestic and pleasure. There are wide ranging options for driving by the insured, the insured’s spouse, employees and friends and named additional drivers. Further extensions include loan and hire, unaccompanied demonstration, private hire or windscreen cover. Cover can be comprehensive, third party fire and theft or third party. Risks on the insured’s premises are covered under internal risks policies. See POINTS BASIS; NAMED DRIVER BASIS; TRADE PLATE BASIS.