Provision in a disability income contract that defines when total disability will no longer be based on the insured’s inability to perform his or her occupation but on the insured’s inability to perform any occupation.

1. A code from one section of the procedural code book combined with a code from another section that is used to completely describe a procedure performed. 2. In diagnostic coding, one code that is used to classify two related diagnoses.

Life and health insurance company whose agents sell both industrial and ordinary life insurance products.

Dental insurance contract that features scheduled and nonscheduled plans. Combination plans cover preventive and diagnostic procedures on a nonscheduled basis and other dental services on a scheduled basis.

Retirement (pension) plan wherein part of the funding is allocated and part is unallocated. The allocated part of the employer’s contribution is used to purchase annuities or life insurance contracts with cash values. The unallocated part is put into a conversion fund.

Combination of state, employer self-insured, and commercial workers’ compensation programs.

Datasheet that combines specific dates or work experience with educational skills.

One of the punctuation symbols used in the diagnostic code book titled International Classification of Diseases, Ninth Revision, Clinical Modification (ICD-9-CM) . It is used in the Tabular List section of the code book after an incomplete term that needs one or more of the essential modifiers that follow to make it assignable to a given category.

Public review and remarks on the merits or appropriateness of proposed or potential federal regulations provided in response to a notice of proposed rulemaking (NPRM), a notice of intent (NOI), or other federal regulatory notice. Anyone may submit comments and suggestions during this time. Also called comment period.

Private for-profit insurance companies that offer individual and group health insurance policies.