Individual who receives medical and/or disability benefits from both Medicare and Medicaid programs. Formerly called Medicare/Medicaid (Medi-Medi) . Also see Medicare/Medicaid (Medi-Medi) .

Insurance plan that allows an individual the opportunity to choose between joining a managed care plan or a traditional health insurance plan (e.g., indemnity insurance or a managed care organization).

Insurance sales representative who is licensed and registered with more than one broker.

Part of the Health Maintenance Organization (HMO) Act of 1973 in which employers must meet specific specifications to offer health insurance through a federally qualified HMO as an alternative to a traditional health insurance plan. Also referred to as dual choice .

Insurance premium that is due an insurance company and has not been received as of a certain date.

Incurred insurance claims that are due but not paid by the insurance company as of a specific date.

Legal phrase used in cases dealing with a defendant’s negligence that implies that a person has not been negligent or violated the law in regard to the case in question. It calls attention to the degree of care that a competent person engaged in the same business or endeavor would exercise under similar circumstances. Also called reasonable care, ordinary care, adequate care , and proper care .

Month, day, and year when payment of a premium should be received by the insurance company.
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The date on which a premium is due for payment.