Insurance provision that allows the insured to choose any licensed health care provider for medical services.

Specific amount of time after delivery of an insurance policy by the agent during which the policy owner may look the policy over and return it to the insurance company for a complete refund of the first premium payment. Usually, complete insurance coverage is provided during this time period. Also called 10-day free look .

Section of tissue is detached from its base but its arterial and venous components are reattached. CPT codes include 15756 to 15758.

Period of time, usually 30 days, when an individual can try out a Medigap policy. During that time, if the individual changes his or her mind about keeping the policy, it can be cancelled and any money paid is refunded.
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A period of time (usually 10, 20 or 30 days) during which a policyholder may examine a newly issued individual policy of life or health insurance, and surrender it in exchange for a full refund of premium if not satisfied for any reason.

Health care facility for handling surgical procedures that do not need overnight hospital care. Also called ambulatory care facility, ambulatory surgical center, clinic, day surgery , outpatient facility, primary care center , or urgent care center .

1. In the Medicaid program, the principle that a state ensures that Medicaid beneficiaries are free to obtain medical care from any provider. 2. In private health plans, refers to ability of members or subscribers to go to whomever they want for medical services without being referred.

Federal law that any person has a right, enforceable in court, of access of federal agency records, except to the extent that such records, or portions thereof, are protected from disclosure by one of nine exemptions or by one of three special law enforcement record exclusions. Requests must be submitted in writing. FOIA applies only to records of the executive branch of the federal government, not to those of Congress or the federal courts, and does not apply to state governments, local governments, or private groups.

To work for several clients as an independent, self-employed individual.