Treatment

1. Care and management of a patient to combat, ameliorate, or prevent a disease, disorder, or injury. 2. Method of combating, ameliorating, or preventing a disease, disorder, or injury. Active or curative treatment is designed to cure; palliative treatment is directed to relieve pain and distress; prophylactic treatment is for the prevention of a disease or disorder; and causal treatment focuses on the cause of a disorder. Treatment may be pharmacological, using drugs; surgical, involving operative procedures; or supportive, building the patient’s strength.

Treaty

See: automatic reinsurance .
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A reinsurance contract under which the reassured agrees to offer and the reinsurer agrees to accept all risks of certain size within a defined class.
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REINSURACNE: A reinsurance contract under which the reinsured company agrees to cede and the reinsurer agrees to assume a portfolio of risks of a particular class or classes of business.
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Reinsurance under treaties relating to specified classes of policies.

Trend factor

Annual adjustment amount applied to total claim costs to represent the change in level of the costs from one period of time to another because of inflation and increase in use.
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The factor applied to rates which allows for such changes as increased cost of medical providers, the cost of new and expensive medical technology etc.