This is a plan under which insurers agree that they will not reject property coverage on residential buildings in a run-down part of town. Instead, they will accept the coverage until there has been an inspection and the owner has had an opportunity to correct any faults. Boston was the first city to originate such a plan, and many other cities have followed, including New York, Oakland, Cleveland, and Buffalo.

An ongoing plan under which insurers have agreed not to reject providing coverage to residences in slum areas. Coverage is extended until there has been an inspection and the owner has had a chance to correct imperfections. Called the “Boston plan” because Boston was the first to offer such a plan.