A method or guide used to apportion losses under policies which are non-concurrent, that is, not identical as to coverage provided.

A technique for apportioning loss under policies with nonidentical coverage.

This type of insurance provides coverage for the loss of crops due to hail. It often also covers the crops still in the ground from loss due to fire, lightening, as well as covering the crops against fire when being transported to their first place of storage after being harvested. This coverage is normally written by the private insurance market.

Insurance as a tool of protection for growing crops against various natural and social perils. Crop insurance may be according to perils insured viz., (i) single peril insurance e.g., Hail insurance, (ii) named peril insurance e.g., up to four perils are covered, (iii) multi-peril insurance e.g., at least five or more perils are covered and (iv) all perils insurance e.g., covers all natural and non-preventable perils. According to object insured it can be (i) single crop insurance covering a single crop e.g., apple insurance against hail and frost or (ii) Multiple crop insurance e.g., a single scheme covers a host of crops like Comprehensive Crop Insurance Scheme (CCIS) and National Agricultural Insurance Scheme (NAIS).
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Insurance covering growing crops against hail, wind, and fire. Protection against a broader range of perils can often be arranged as well. Crop insurance can be provided by private insurance companies or the Federal government through the Federal Crop Insurance Corporation (FCIC) which is administered by the Risk Management Agency (RMA).
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UK: Insurance effected by farmers against failure or reduction in output of a crop due to a specified peril (e.g. hailstorm) or a wider range of perils (e.g. adverse weather conditions).
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There are two kinds of crop insurance. One is known as “crop hail” and the other is known as “crop multiple peril.”

Covers loss of crops due to weather conditions, for example, rain or hail.

Multiple peril crop coverage insures against the loss of the value of a crop as a result of all types of natural disasters including drought, excessive moisture, insect infestation, and unusually hot weather. Multiple peril is written and serviced by private insurance companies but is 100% reinsured by the federal government.

An insurance policy, marketed and underwritten by private insurers, that covers hail damage to insured crops. Farmers often purchase this coverage in areas of the country susceptible to hail, particularly for high-yielding crops. Unlike federal crop insurance, the federal government does not subsidize crop-hail insurance. Licensed insurance agents sell it and the premiums depend, for a large part, on past loss experience. The coverage is township or county rated in other words, the rate is determined by the historical hail loss experience of that particular township or county. The perils of fire and wind can be added to this coverage although the availability of these extensions varies by state and by type of crop.
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US: An insurance policy, marketed and underwritten by private insurers, that covers hail damage to insured crops. Farmers often purchase this coverage in areas of the country susceptible to hail, particularly for high-yielding crops. Unlike federal crop insurance, the federal government does not subsidize crop-hail insurance. Licensed insurance agents sell it and the premiums depend, for a large part, on past loss experience. The coverage is township or county rated; in other words, the rate is determined by the historical hail loss experience of that particular township or county. The perils of fire and wind can be added to this coverage; although the availability of these extensions varies by state and by type of crop.
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MEDICAL,USA: Insurance protection for growing agricultural crops against damage as a result of hail or other named perils.
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US: Protection against damage to growing crops as a result of hail or certain other named perils.

Protection against damage to growing crops as a result of named perils. The policy shall cover and seek to indemnify the insured to the extent of loss of input due to loss or damage to the insured tree/fruits occasioned by operation of any one or more of perils either in isolation or in concurrence (a) Fire including forest fire and bush fire (b) Lightning (c) Storm, hailstorm, cyclone, typhoon, tempest, hurricane, tornado whilst in direction and immediate operation over the insured area (d) Flood and inundation (e) Riot strike and malicious damage (f) Acts of terrorism. These are termed as standard perils and applicable for all type of insured fruit crops and plantation crops. Additional/optional cover as is applicable to specific crop can be granted on selective basis. Sum insured shall be based on the cost of cultivation or input cost i.e., cost of raising/development of insured trees. The policy is issued for fixed sum insured, which is given separately under each crop.