Signs located away from the designated premises. They may or may not be part of the covered property.
Tag: RAW
detailed (D)
A term used to describe a level of history and/or physical examination.
Detailed examination 1995 guidelines
Extended examination of the affected body areas or other symptomatic or related organ systems.
Detailed history 1995 guidelines
Documentation must include the chief complaint, an extended history of presenting illness (HPI), an extended review of systems (ROS), and a pertinent past, family, and/or social history (PFSH).
Detainment
Holding back someone else’s property. The detainment clause in the Institute War and Strikes Clauses (HullTime) provides that a vessel detained 12 months or more is treated as a constructive total loss. However, clause 5 excludes detainment by or under the order of the government or other public of the country in which the vessel is owned or registered. It is also excluded if detainment is due to infringement of any trading or customs regulations.
Detention
1. Occurs when governmental authorities prevent a vessel and/or cargo leaving port, particularly during hostilities. 2. Where demurrage is paid for an agreed number of days any further delay is ‘detention’ for which the shipowner can claim unlimited damages.
Deterioration
Impairment of condition. One of the causes of depreciation and reflecting the loss in value brought about by the wear and tear, disintegration, use in service and the action of the elements. Deterioration results in depreciation, that is, loss in value.
Deterioration in reserves
Where the reserves of an insurer or reinsurer for prior years are insufficient to meet the estimated liabilities of one or more loss exposures and therefore require to be increased.
Deterioration of freezer contents (household)
Insurance of stock stored in a freezer and/or refrigerator against the risk of loss through deterioration following: (a) breakdown of plant; (b) non-operation of thermostatic or automatic controlling devices; (c) action of escaping refrigerant fumes from any cause; or (d) failure of the public electricity supply. See DETERIORATION OF STOCK.
Deterioration of stock
Engineering insurance covering damage to perishable stock in cold stores directly consequent upon an accident to cooling or climatising equipment insured under a machinery breakdown policy. The widest form of cover insures loss caused by any rise or fall in temperature. See DETERIORATION OF CONTENTS.