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E-business

The transaction of business by way of electronic media, such as the Internet. This generally is broader than e-commerce although some may view e-business and e-commerce as interchangeable terms.

E-business risk

Risks originating from the conduct of electronic business both within an organisation and externally using the Internet. There are both first party risks, e.g. loss of data, breakdown of equipment causing business interruption, and third party risks. See INTERNET LIABILITY INSURANCE.

E-care

Use of electronic mail and the telephone to answer patients’ questions, prevent unnecessary office visits, and consult online with other physicians. Insurers may or may not reimburse providers for e-care using CPT code 0074T for online medical evaluation. Physicians who offer this service have patients either prepay an annual fee for unlimited online messaging or pay a predetermined amount for each e-visit (fee-for-service model).

e-cart or e-rickshaw Insurance

A new type of vehicle introduced is “e -cart” or “e-rickshaw” by Motor Vehicle Amendment Act 2015. “e -cart” or “e-rickshaw” means a special purpose battery powered vehicle of power not exceeding 4000 watts having three wheels for carrying goods or passengers, as the case may be, for hire or reward, manufactured, constructed or adapted, equipped and maintained in accordance with such specifications, as may be prescribed in this behalf. The Driving Licence to drive “e -cart” or “e-rickshaw” shall be issued in such manner and subject to such conditions as may be prescribed.

E-commerce

Any transaction done using the Internet, such as purchasing medical supplies, books, and products and services and transmitting prescriptions and insurance claims. Many pharmacies will not accept electronic prescriptions, and transmission to pharmacies is illegal in some states.
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The buying and selling of goods by way of electronic media, such as the Internet.

E-Distribution Channel of Insurance Products

Due to increasing internet penetration as well as the changing buying behavior of the consumers the online world has become an attractive medium for the insurers to distribute and advertise their products. This channel also referred as “Online Channel of Insurance Distribution/Marketing” offers tremendous geographical reach at a much lesser cost. The insurance companies have also developed appropriate processes to support their customers in completing the closure of the buying process by a dedicated team through various interventions including telephonic/e-mail clarifications of doubts and to support the customer in completing the process.

E-health

Conducting health-related and health-care related transactions and communication via the Internet. This may include e-mail messages, consumers’ putting their personal medical records on the Web, providers allowing patients to access their medical records, websites that give information on diseases and methods of treating them, and buying health-related products and services.

E-signature

Act of attaching a signature by electronic means. The e-signature process involves authentication of the signer’s identity, a signature process according to system design and software instructions, binding of the signature to the document, and nonalterability after the signature has been affixed to the document. Types of e-signatures are (1) simple, electronic image of a person’s signature; (2) digital signature—a more complex, technology-specific electronic signature that uses a level of authentication to verify that the person sending the information actually owns the signature; this type of signature is similar to a public key infrastructure and uses the exchange of keys (i.e., digital certificates and encryption algorithms) for authentication; and (3) the “click here if you agree” section of online click-through forms.