Employee census

Data that relates to insured persons in a group insurance policy such as age, sex, occupation, earnings, and status of dependency.

Employee certificate of insurance (Health Insurance/Life Insurance)

The proof of membership in a group plan given to an employee. This usually consists of a short outline of the plan’s benefits and a certificate of insurance.

Employee contribution

See: percentage contribution .

Employee contribution (Health Insurance/Pension)

In health insurance, the portion of premium expenses paid by the employee. In pensions, a pay deduction applied to a retirement plan.

Employee declaration

Medical questionnaire completed by a member of a group life pension scheme when the benefits sought are in excess of the free cover limit.

Employee Dishonesty

Any dishonest act of an employee which may contribute to a loss for the employer. Fidelity Guarantee Bonds are usually used to protect against such losses.

Employee dishonesty (Criminal)

Any false act by an employee that causes a loss to the employer.

Employee dishonesty coverage

Insurance protecting employers from loss due to theft by their employees.

Employee dishonesty coverage form (Criminal)

Insurance that covers the loss of money and other property that is caused by an employee’s dishonesty. This is actually a commercial crime policy in the form of a fidelity bond.

Employee life insurance

Term life group insurance policy for employees of an employer.