Picking Clause

Cotton, Wool and Similar Fibrous Commodities are shipped in bales. Country damage to which these bales may be exposed in usually restricted to the outer surface of these bales and is often superficial. By picking out the damaged fibers, the remainder of the bale may be considered as sound. The sound parts of the bales affected may be rebelled and consolidated to make whole bales. The picking clause also provides that the Insurer will pay the cost of picking and the cost of re-baling both sound and damaged material, because the damaged material does have salvage value. Provided the loss is caused by an insured peril, the Insurer is liable for the insured value of the pickings less the salvage proceeds of picked material.

Pig Insurance

Policy covers indigenous, cross bred and exotic pigs from 2 months to 3 years of age against death due to disease or accident. Usual terms and conditions are as per Cattle Insurance. Specific additional exclusions are PTD, Breeding and Furrowing risks. Swine fever covered if the pig is successfully inoculated against the disease.