protected health information (PHI)

Under the Health Insurance Portability and Accountability Act (HIPAA), any data held by a covered entity or its business associate that identifies an individual and describes his or her health status, age, sex, ethnicity, or other demographical characteristics, whether or not that information is stored or transmitted electronically (see Box P-1 ). Additionally, PHI may include physician-patient interactions and conversations, physician-staff conversations, internal physician-physician conversations, external physician-physician conversations, staff-family communications, staff-staff conversations, physician dictation, and telephones in examination rooms. Sometimes erroneously referred to as private health information or personal health information.Box P-1Protected Health Information in a Medical OfficeIntake formsLaboratory work requestsPhysician-patient conversationsConversations that refer to patients by namePhysician dictation tapesTelephone conversations with patientsEncounter sheetsPhysician’s notesPrescriptionsInsurance claim formsX-raysE-mail messages

Protected NCD

A modification to an NCD system whereby a policyholder who has attained high level of NCD may elect to pay an extra premium in order to be able to make claims without losing future entitlement to discount. There may be a specified limit to the number of claims that can be made without affecting the discount, or the insurer may simple reserve the right to withdraw the policyholder’s option to continue on protected NCD.

Protected rights

Pension under a money purchase arrangement arising from being contracted out scheme. The benefits are derived from the minimum equivalent payments that would otherwise have been paid to the state second pension but for the contracting out.

Protected risk

A risk which, as a result of the insurer’s advice or insistence, is protected by loss prevention measures as in fire insurance (e.g. sprinkler leakage system installed) or theft insurance (e.g. intruder alarm installed).
***
A property risk which is within the geographical area protected by a fire department.

Protection

UK,REFERENCE: See: loss prevention and protection and indemnity clubs.
***
The safeguarding against loss provided under the terms of the Insurance Policy, and is known also as coverage.
***
This term can be used as another word for coverage. It can also be used, for example, to refer to a fire station and other tools for fire fighting found in a particular neighborhood.