Ride-sharing

The process of using an online application (Uber, Lyft) to connect with people looking for rides to various locations. The driver then picks up the rider and takes them to their desired destination charging a fee. Because the driver is holding himself and his vehicle out to the public to provide a service, this conflicts with portions of the personal auto policy.

Rider

US: (1) A document which amends the policy or certificate. It may increase or decrease benefits, waive the condition of coverage or in any other way amend the original contract. (2) A special policy provision or group of provisions that may be added to a policy to expand or limit the benefits otherwise payable. (3) A document that modifies the policy. It may increase or decrease benefits, waive a condition or coverage, or in any other way amend the original contract.
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A document that modifies the protection of a policy, either expanding or decreasing its benefits or adding or excluding certain conditions from the policy. Same as an Endorsement.
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A document, attached to a policy, that changes the policy’s coverage, either by increasing or decresing benefits, or barring some conditions from coverage.
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US: A form that is attached to a surety or fidelity bond that alters the provisions of the bond form in some manner. A rider is the surety and fidelity equivalent of an insurance policy endorsement, and though not common, insurance endorsements are sometimes called riders.
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Another term for an endorsement attached to a policy that modifies the coverage.
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MEDICAL, US: See: endorsement, amendment, and waiver .
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Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.

Riding Establishments Act 1970

Any person holding a licence to run a riding establishment must have public liability insurance. The insurance indemnifies the licensee against legal liability for any injury sustained by any person who hires a horse or who is being instructed. The insurance must also cover the liability of the insured and hirer for third party bodily injury.