Marine term describing expenses (excluding salvage charges and general average) incurred by or on behalf of the insured for the safety/ preservation of the subject matter. They are added to the particular average claim if related to an insured loss. Examples: survey fees, fumigating damaged cargo.

A risk that has restricted consequences. Motor accidents will normally only directly affect people within the vicinity. Fundamental risks, e.g. mass unemployment, affect society as a whole. Particular risks are susceptible to loss control. Fundamental risks lead to government schemes, e.g. social security.
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Those future outcomes that we can partially (though not predictable) control it arises from individual decisions to drive a motor vehicle, for instance, to own property, or even to cross a road.

The Civil Procedure Rules term for setting out details of the amount of the claim.

Life insurance to protect business partners against the withdrawal of capital and meeting the financial obligations that arise on death or retirement of a partner. Various combinations of life insurance can be used. The aim is to ensure that the money gets into the right hands at the right time, while minimising costs and taxation liabilities.

Wall separating two buildings, but which is not regarded as an effective fire shield unless it passes through the roof and conforms with Building Control, which allows for differences in building material. See FIRE DIVISION.
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A dividing wall erected upon and over a line separating two adjoining properties and in which the owners of the respective properties have common rights to its use.