Wilfully doing illegal damage or other malicious acts to disrupt the insured. Term originated in France from the word, French ‘sabot’ or wooden shoe, which disgruntled workers would use to damage property.
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Malicious destruction of an employer’s property by workmen.

At common law means a place of work that an employer has made reasonably safe. He does not have to eliminate every conceivable risk if the burden of doing so is unduly onerous. The duty is higher than the common duty of care under the Occupiers’ Liability Act 1957. See wORKPLACE REGULATIONS.

System of work that, in pursuance of his common law duty, an employer has made reasonably safe. The term may include: physical layout of the work, sequence of the work, the provision of warnings and notices, and the issue of special instructions. A system may have to be modified as circumstances change. The employer must take reasonable care to see that the system is followed. The duty applies to work that follows a regular pattern but may also apply to single operations.

The risk on goods and moveables continues until they are safely landed in the customary manner and within a reasonable time after arrival at the port, otherwise the risk under the insurance ceases (Marine Insurance Act 1906, Schedule, Rules for Construction, rule 5).

Clear plan that every employer must have for keeping the workplace safe. Those employing more than five workers at a time must have a written safety policy (HSWA, s.2). The policy must cover how safety is to be maintained and kept up to date, and the ensure that employer must employee knows the content of the policy. every

Disclaimer noted on a bill of lading that the vessel carrying the cargo did not verify the type, quantity or condition of the cargo when the vessel received the loaded and sealed container.

Implied warranty in a voyage policy on a ship that the voyage will proceed with reasonable despatch. Unreasonable delay may increase the hazards so permitting the insurer to avoid the policy.

A career average scheme under which the member’s benefits earned each year depend on an earnings range rather than an exact amount. All persons in the band receive the same benefit.