US: A combination policy providing several different coverages. Usually refers to a policy providing both general liability insurance and property insurance. Premium discounts are usually allowed to reflect cost efficiencies.
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UK: a policy covering several different types of insurance.
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An insurance policy that includes more than two different kinds of coverage; for example, personal and commercial.
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Any combination of insuring agreements that combines property and casualty coverages. Homeowners, businessowners, and garage policies are examples.
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UK: Combines different insurances in one document for one insured. Example: Shopkeepers’ policy covers property, business interruption, money, liability covers, etc.
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Insurance Policy covering different types of exposures, which could be written under separate policies, such as a combination of property and liability coverage.

US: Losses and allocated loss adjustment expenses (ALAE) paid to claimants during a financial reporting period.
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The amount paid out in losses during a particular time frame.
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The losses paid as of the valuation date for claims covered by a policy or group of policies attributable to a specific coverage period provided by the policy or policies. (02) Claim amounts paid during a specific calendar year (or period).
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The losses that have been paid for a claim.