End-of-life planning

Verbal or written information about a Medicare patient’s ability to prepare an advance directive when an injury or illness causes inability of the individual to make health care decisions. It also involves whether or not the physician is willing to follow the individual’s wishes as expressed in an advance directive.

end-stage renal disease (ESRD)

Chronic, advanced kidney disease that needs renal dialysis or a kidney transplant to prevent imminent death. Individuals who have chronic kidney disease requiring dialysis or kidney transplant are considered to have ESRD. To qualify for Medicare coverage, an individual must be fully or currently insured under Social Security or the railroad retirement system or be the dependent of an insured person. Eligibility for Medicare coverage begins with the third month after the beginning of a course of renal dialysis. Coverage may begin sooner if the patient participates in a self-care dialysis training program or receives a kidney transplant without dialysis.

Endocrinology

Branch of medicine that studies the anatomical, physiological, and pathological characteristics of the endocrine system and the treatment of diseases of the ductless glands (adrenals, ovaries, pancreas, parathyroids, pituitary, testes, and thyroid). It is a subspecialty of internal medicine.

Endorsement

MEDICAL,USA: 1. Provision in written form added to an insurance policy that alters its terms. It may also be in the form of a rider. A valid endorsement must be signed by an executive of the insurance company and attached to it as part of the policy. Also known as rider or amendment . 2. In licensure, the recognition by one jurisdiction of a license given by another jurisdiction, when the standards required by the licensing jurisdiction are equal or higher than those of the endorsing jurisdiction.
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UK: A clause or memorandum added to a policy embodying some alteration to the terms of the policy.
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A document that is attached to a slip, cover note or policy which evidences one or more changes in the terms of the insurance or reinsurance contract to which it refers.
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A form that changes the provisions of the contract when attached to the policy.
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Amendment to the policy used to add or delete coverage. Also referred to as a “rider.”
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An amendment to a policy form. Endorsements can either add or remove coverage in a policy.
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An endorsement is a written form attached to an insurance policy that alters the basic policy in some manner such as terms, conditions, or coverage.
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US: An insurance policy form that either changes or adds to the provisions included in one or more other forms used to construct the policy, such as the declarations page or the coverage form. Insurance policy endorsements may serve any number of functions, including broadening the scope of coverage, limiting or restricting the scope of coverage, clarifying the application of coverage to some unique loss exposure, adding other parties as insureds, or adding locations to the policy. They often effect these changes by modifying the existing insuring agreement, policy definitions, exclusions, or conditions in the coverage form or adding additional information, such as insured locations, to the declarations page.
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UK: any writing on a policy, in addition to the original wording, which changes the terms of the contract, or any rider additional to the main text.
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Document attached to a Policy which modifies the Policy’s original terms. Endorsement overrides the more general provisions in the Policy itself. In a way endorsement is a written amendment affecting the declarations insuring agreements exclusions or conditions of an insurance policy. A Rider.

Endorsement method

Procedure of changing the beneficiary of a life insurance policy. It may be done in one of two ways: (1) The policyholder sends the policy to the insurance company and the insurer attaches an endorsement with the name of the new beneficiary to the policy, or (2) the policyholder requests a change in writing or by telephone and the insurance company sends an endorsement with the change to the policyholder.

Endoscopy

Insertion of a flexible fiberoptic tube, referred to as a scope , through a small incision into a body cavity or into a natural body orifice (opening) such as the ears, nose, mouth, vagina, urethra, or anus. An endoscopy may be diagnostic, performed for the purpose of visualization and determination of the disease process, or it may be surgical including procedures such as incisions, repairs, and excisions.

Endowment insurance

1. Type of life insurance that pays a specific sum of money on the death of the insured within a covered period or at the end of the covered period if the person is still alive. If the insured dies before the maturity date, payment is made to a beneficiary of the policy. 2. A type of life insurance policy in which the cash value and face value are equal to each other at the policy’s maturity date.
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UK: A life insurance policy under which the sum insured is payable on the sooner of death or expiry of a given term of years. The policy combines savings with life protection and can be used to repay mortgages and other loans. The policy generally acquires a surrender value and loan value after a period of time. The policy can be with ‘with’ or ‘without profits’. See HOUSE PURCHASE SCHEMES.