Federal legislation (Public Law 108-159) enacted on December 4, 2003, that established medical privacy provisions as part of consumer credit law. This bill amended the Fair Credit Reporting Act (FCRA) to include improved medical privacy protections and protections against identity theft.

Federal regulations that apply to open-end credit accounts such as credit cards and revolving charge accounts for department store accounts. It gives consumers the right to dispute charges on their credit card accounts and either withhold payment or ask for a refund because of a billing error. It also allows consumers to dispute charges if they are dissatisfied with the quality of the merchandise received. The federal law limits the consumer’s responsibility for unauthorized charges to $50.

United States federal or state law that regulates the keeping and protecting of consumer credit reports by credit reporting agencies (e.g., acting fairly, impartially, and confidentially). It allows the consumer to see and correct his or her credit report. The federal FCRA was enacted in 1970.

In the Medicare program, this stage of appeal of a claim has been renamed and is now called reconsideration . See reconsideration .

Insurance pools that sell property insurance to individuals who cannot purchase it in the volunteer marketplace because of their high exposure to risks that they may have no control over.